Privacy Policy

Last updated: 27 June 2026. This is a placeholder policy for the Ocufolio platform and is not legal advice.

This Privacy Policy explains what information Ocufolio, Inc. ("Ocufolio", "we", "us") collects when you use our aggregated stock news and research and trade-reporting service, how we use it, and the choices you have. By using Ocufolio you agree to the practices described here.

1. Information we collect

• Account information. Your username, display name, email address, a salted hash of your password (never the plaintext), and any biography you choose to add.
• Trade reporting. The trades you record manually (ticker, amount, and the server-set time they were reported) and, if you choose to link a brokerage, the holdings imported through that connection.
• Research content. The articles, summaries, predictions, and other content you publish or save as drafts.
• Social graph. Who you follow and who follows you.
• Settings. Your display preferences (theme, feed density) and notification choices.
• Usage and device data. Basic technical information such as IP address, browser type, and pages viewed, used to operate and secure the service.

2. Third-party services

We rely on a small number of providers to deliver the service:

• Finnhub supplies the live stock quotes used to price portfolios. We send ticker symbols to Finnhub; we do not send your personal information.
• SnapTrade powers optional brokerage linking. If you connect a brokerage, SnapTrade handles the authentication with your broker and returns your holdings to us. Your brokerage login credentials are never seen or stored by Ocufolio. See SnapTrade's own privacy policy for how they handle that data.

3. How we use your information

• To operate your account, portfolio, and published research.
• To display public profiles, feeds, and search results - note that your username, display name, published articles, and reported trades are publicly visible to other users.
• To calculate and show portfolio values and daily changes.
• To send notifications you have opted into and to maintain account security.
• To support advertising and API-usage features that fund the service.

4. Cookies and local storage

We use your browser's local and session storage to keep you signed in (a session token) and to remember display preferences such as your theme. We do not use third-party advertising trackers in this placeholder build.

5. Data retention and deletion

We keep your information for as long as your account is active. Deleted trades are retained in your history as tombstones for transparency but are excluded from your portfolio totals. You may request deletion of your account by contacting us; some records may be retained where required by law.

6. Security

Passwords are stored only as salted hashes, and brokerage connections are handled by SnapTrade so we never hold your broker credentials. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your rights

Depending on where you live, you may have rights to access, correct, export, or delete your personal information. To exercise them, email doyin.arolan@gmail.com.

8. Changes to this policy

We may update this policy from time to time. Material changes will be reflected by the "Last updated" date above.

9. Contact

Questions about privacy? Email doyin.arolan@gmail.com or see our Contact page.